Student Accident Insurance

Student accident insurance provides short-term coverage for pharmacy students, interns, assistants and technicians who are volunteering in pharmacy settings and are required to have insurance equivalent to Workplace Safety and Insurance Board (WSIB), at extremely affordable rates.

It is available exclusively from the Ontario Pharmacists Association to help those who are just beginning their career obtain the coverage they need.

Why should I choose student accident insurance from the Ontario Pharmacists Association?

The Ontario Pharmacists Association is the only organization offering this type of insurance. We understand that pharmacy students, interns, assistants, and technicians who are just starting out often need to obtain insurance in order to qualify for work experience programs, and we have made that coverage accessible to students at the lowest rates possible.

When you choose OPA insurance, you are getting a program developed exclusively for OPA members. Our program is managed and underwritten by reputable insurers, and administered and overseen by the Ontario Pharmacists Association, so you receive personalized service from us. If you have questions about your coverage or if you ever need to make a claim, we’re here to help.

How does student accident insurance protect me?

This insurance provides pharmacy students, interns, assistants and technicians who are participating as volunteers in a pharmacy-related work program with benefits which replace WSIB insurance.

What are the benefits of Student Accident insurance?

This insurance provides pharmacy students, interns, assistants and technicians who are participating as volunteers in a pharmacy-related work program with benefits while they are on the job. Benefits include:

  • accidental death and , dismemberment
  • unemployed weekly accident insurance
  • accidental medical reimbursement
  • accidental dental reimbursement
  • rehabilitation benefit
  • and more.

For coverage specifics, please contact OPA's insurance department.

Disclaimer

This represents a simplified summary of the student accident insurance plan. The actual terms and conditions of the insurance contract and the coverage are determined by the Master Policy, which is kept at the OPA office.

Who is eligible for this insurance?

Student accident insurance is available to members who are under age 65.

Who underwrites the student accident insurance program?

Our student accident insurance is underwritten by Industrial Alliance Insurance and Financial Services Inc., a Canadian company with its head office in Vancouver, B.C. The company specializes in Group Accident insurance and provides the strongest personnel and service capabilities in Canada in this specialized area. 

Who administers the program?

The program is administered by Ontario Pharmacist Association's insurance department, which provides personal customer service dedicated to meeting your needs.

Who oversees the program?

The program is overseen by the Ontario Pharmacists Association's insurance committee.

Who do I contact for more information or forms?

For more information or forms, contact:

Ontario Pharmacists Association
Phone: 416-441-0788, 1-877-341-0788 option 2
Fax: 416-441-0474
Email: Insurance

How can I obtain a quote?

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How do I apply for student accident insurance?

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What forms of payment do you accept?

You may pay premiums by cheque or money order, payable to the Ontario Pharmacists' Association. 

How is a claim made? 

In the event that you need to make a claim, please contact us for the necessary forms. 

Ontario Pharmacists Association
Phone: 416-441-0788, 1-877-341-0788 option 2
Fax: 416-441-0474
Email: Insurance

All student accident insurance claims are submitted to the Association directly. Mail completed claims forms to:

Ontario Pharmacists Association
Insurance Department
375 University Avenue, Suite 800
Toronto, ON  M5G 2J5

Student accident insurance application

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