Home & Auto Insurance

At home or on the road, it is essential to protect yourself and what matters most with quality insurance coverage. Through the group home and auto insurance plan, Ontario Pharmacists Association members can enjoy exclusive benefits and product features priced more competitively than individual rates. You’ll also receive responsive, 24/7 claims service and emergency assistance from a trusted insurance company.

Why should I choose home and auto insurance from the Ontario Pharmacists Association?

The Ontario Pharmacists Association’s group home and auto insurance provides affordable coverage, exceptional service, and many exclusive features. These include:

  • automatic substitution
  • waiver of premium due to death or diability
  • OneStep™, a 24/7 claims service that never sleeps and handles most claims in as little as one call
  • flexible payment options – choose the day, month and frequency for your payment deductions
  • Claims Guarantee – claims counselling and no increase of premiums if you decide to pay your claim out of pocket (some conditions apply, call COSECO to get further details)
  • Service Review Panel – if you have an unresolved claim following our regular service process our Service Review Panel will review your concerns from a client perspective.

When you choose the OPA program, you are getting a program developed for pharmacists, by pharmacists. Our program is managed and underwritten by reputable insurers, and overseen by the Ontario Pharmacists Association. If you have questions about your coverage or need help making a claim, we’re here to help.

Disclaimer
This represents a simplified summary of the home and auto plan. The actual terms and conditions of the insurance contract and the coverage are determined by the Master Policy, which is kept at the OPA office.

What are some of the key features of OPA’s auto insurance?

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What are some of the key features of OPA’s home insurance?

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Where can I find out more about what specifically is covered?

Please contact:

COSECO Insurance
1-888-394-4964
Monday to Friday, 8 a.m.–8 p.m. 

Who is eligible for this insurance?

Coverage under OPA’s group home and auto insurance plan is available to pharmacists, pharmacy interns, pharmacy students, and registered pharmacy technicians who are current OPA members, as well as their spouses and any family members residing in the same residence.

Who underwrites the home and auto insurance?

The Ontario Pharmacists Association’s home and auto insurance program is underwritten by COSECO Insurance Company. Since 1987, COSECO Insurance Company has been a wholly owned subsidiary of The Co-operators Group Limited. COSECO is the primary insurer of HB Group Insurance Management Ltd. business. Today, COSECO provides auto and home insurance products to affinity groups across Canada, servicing clients through a national network of contact centres and employing more than 500 staff members. COSECO has been a preferred insurance provider of OPA since 1992.

Who administers the program?

The program is administered by HB Group Insurance Management Ltd.

Who oversees the program?

The program is overseen by the Ontario Pharmacists Association insurance committee.

Who do I contact for more information or forms?

For more information or forms, contact:

COSECO Insurance 
1-888-394-4964 
Monday–Friday, 8 a.m. – 8 p.m.

OR

Ontario Pharmacists Association
Phone: 416-441-0788, 1-877-341-0788 option 2
Fax: 416-441-0474
Email: Insurance

How can I obtain a quote?

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How do I apply?

To apply for coverage, please contact:

COSECO Insurance
1-888-394-4964
Monday–Friday, 8 a.m. – 8 p.m.

How do I make an auto claim?

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How do I make a home claim?

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Application and other forms

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